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Dental Insurance

Affordable Dentistry Designed For You

Couple smiling after using dental insurance in Garland

 

At Orbit Dental, we believe our patients should have access to high-quality, affordable oral healthcare. By providing comprehensive services that include preventive, restorative, and emergency dentistry, we make it possible for you and your family to get the care you need at a price that aligns with your budget. Our team of professionals is pleased to be in-network with a host of dental insurance companies, and our expert staff will work to maximize your benefits each time you come in for a visit. Call us today to schedule an appointment and learn more about how we can help you get the most out of your dental insurance plan.

How Dental Insurance Works

Man receiving digital X-rays in Garland

Dental insurance places its focus on preventive care. When choosing to invest in this type of insurance program, you recognize that being proactive about your oral health will allow you to save more than waiting until a problem occurs. While each plan is different, most maintain the primary focus of giving patients the most savings when receiving preventive services like dental checkups and cleanings, digital X-rays, and more.

By choosing to be proactive about oral health, you can expect to enjoy better oral health year-round and avoid more serious problems that require invasive and often costly restorative care. While dental insurance does cover more extensive procedures like dental crowns, fillings, root canals, and tooth extractions, they only agree to pay a portion of the total cost. And you are required to have met your deductible and have remaining funds available as part of your annual maximum.

One component of dentistry you will not find included as part of your available coverage is cosmetic dentistry. Because these services are deemed “elective,” they are not considered medically necessary, so dental insurance companies will not pay for them.

What is the Difference Between Dental and Medical Insurance?

It’s easy to assume that dental and medical insurance are the same, but they are vastly different. While medical insurance focuses more on offering greater savings once a problem has occurred (i.e., diagnostic labs, hospitalizations, specialist visits, etc.), dental insurance is designed to benefit patients by being proactive about oral health.

With worsening dental problems come costly treatments, and your dental insurance company doesn’t want to have to pay those prices. This is why you’ll frequently find that most offer 100% coverage for preventive care. By keeping your twice-yearly appointments, you’ll reduce your chances of developing dental decay, gum disease, oral cancer, and other serious problems. As a result, your dental insurance company will avoid paying more for restorative services, which are typically much more expensive.

In-Network vs. Out of Network

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In-network versus out-of-network verbiage can often be confusing for many patients. Trying to decipher what these mean and how they benefit you can require meeting with a member of your dental team before your first visit. At Orbit Dental, we are pleased to have a team of experts who understand dental insurance and will be happy to explain.

In-Network Coverage

At Orbit Dental, we are pleased to be in-network with the following PPO dental insurance plans:

  • Ameritas
  • Carrington PPO
  • Aetna
  • DentaQuest
  • Dental Health Alliance
  • DenteMax
  • Delta Dental
  • Avesis
  • Cigna
  • Guardian
  • Dental Network of America
  • Dental Select
  • Humana
  • MetLife
  • United HealthCare
  • Principle Dental Plan
  • MCNA
  • United Concordia
  • Blue Cross Blue Shield
  • Beam
  • First Continental Life
  • Wellcare
  • Molina
  • Liberty
  • United HealthCare Dual Complete
  • United HealthCare AARP

By choosing to see us as your preferred dental provider, we can ensure that you pay the least amount when seeking dental care from our trusted dentists . By pre-negotiating our fees and services with the above-mentioned companies, we can guarantee you’ll pay the lowest price each time you visit.

Out of Network

However, there is no clause stating that you must see an in-network dentist. If we are not in-network with your dental insurance company, you can still expect to receive the same high-quality service. There is one caveat, though. Because we will be out of network with your dental insurance company, you will be required to pay more on the day of your treatment. But you can expect us to file any necessary paperwork with your dental insurance company to help you get the maximum reimbursement.